PANJAITAN, Miranda; MARLIYAH, Marliyah; NASUTION, Juliana. The Influence of Understanding, Religiosity, and Culture on the Frugal Living Behavior of Generation Z in North Sumatra. Indonesian Journal of Islamic Economics and Finance, [S. l.], v. 6, n. 1, p. 157–174, 2026. DOI: 10.37680/ijief.v6i1.9496. Disponível em: https://ejournal.insuriponorogo.ac.id/index.php/jief/article/view/9496. Acesso em: 29 may. 2026.