PRAKOSO, T.; APRILIANI, R. Budgeting and Saving Effectiveness as the Main Pillar of Sustainable Personal Financial Management. Indonesian Journal of Islamic Economics and Finance, [S. l.], v. 4, n. 2, p. 257–272, 2024. DOI: 10.37680/ijief.v4i2.6187. Disponível em: https://ejournal.insuriponorogo.ac.id/index.php/jief/article/view/6187. Acesso em: 9 may. 2025.