Ratukarangga YA, Sugianto S, Harahap MI. Determinants of MSMEs’ Intention to Use Sharia Securities Crowdfunding in North Sumatra: An Extended UTAUT Approach. ijief [Internet]. 2026 Jun. 18 [cited 2026 Jun. 20];6(1):233-48. Available from: https://ejournal.insuriponorogo.ac.id/index.php/jief/article/view/9531