Rachman, Mudhoffar, Ubaidillah Rosyad, and Nita Sabila. “Settlement of Problematic Financing in Sharia Banks from the Perspective of Sharia Economic Law: A Case Study of Bank BTN Syariah in Surabaya”. Journal of Sharia Economic Law 3, no. 2 (December 27, 2025): 137–148. Accessed February 9, 2026. https://ejournal.insuriponorogo.ac.id/index.php/jshel/article/view/9125.