Productive Zakat Law Implementation in Mentor Empowerment for Entrepreneurial Character Building and Mustahiq Empowerment
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Abstract
This study examines the law of productive zakat and its implementation in the mentor empowerment program for the formation of entrepreneurial character and empowerment of mustahiq. This study uses a library method with a qualitative approach and descriptive analysis that examines various opinions and sources of law on productive zakat. The study's results indicate differences of opinion among scholars regarding the permissibility of productive zakat. One group argues it is forbidden based on the premise of direct distribution and ownership of zakat funds by mustahiq. Another group allows productive zakat because of its greater benefits and impacts. The third view, namely moderate, allows productive zakat after the urgent needs of mustahiq are met. This study is more inclined towards this third view because it is considered the most appropriate to the current era and needs. The implementation of productive zakat is analyzed through the instruments of mudharabah, murabahah, and qardhul hasan. Mentoring is considered beneficial for business growth and mustahiq welfare. This study provides insight for zakat institutions to improve empowerment strategies and strengthen productive zakat policies.
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References
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Dewi. (2017). Untuk Pemberdayaan Kesejahteraan Mustahiq ( Studi Kasus Pada Lazis Nu Kabupaten Banyumas ). Jpa, 18(2), 257–289.
Emzaed, A. M. (2020). The A Politics of Recognition: The Legislation of Zakat Law in a Transition of New Order and Reform Era. Ulumuna, 24(2), 320–347. https://doi.org/10.20414/ujis.v24i2.404.
Fasiha. (2017). Zakat ProduktifAlternatif Sistem Pengendalian Kemiskinan. Penerbit Laskar Perubahan. In M. R. Abdullah (Ed.), Laskar Perubahan (1st ed., Vol. 1), https://doi.org/10.30957/ekosiana.v4i02.37.
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Fitri, M. (2017). Pengelolaan Zakat Produktif sebagai Instrumen Peningkatan Kesejahteraan Umat. Economica: Jurnal Ekonomi Islam, 8(1), 149–173. https://doi.org/10.21580/economica.2017.8.1.1830.
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Hamzah. (2015). Pemberdayaan Mustahiq, Zakat Menuju Kemandirian Usaha, Kasus di Kabupaten Bogor Jawa Barat. IPB Bogor.
Hamzah, H. (2017). Empowerment of Mustaḥiq Zakat Model Towards Business Independency. International Journal of Nusantara Islam, 5(1), 85–96. https://doi.org/10.15575/ijni.v5i1.1546.
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Indonesia, T. P. (2018). Fikih Zakat Kontekstual Indonesia. Badan Amil Zakat Nasional.
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Karim, A. (2004). Bank Islam, Analisis Fiqih dan Keuangan. PT Raja Grafindo Persada.
Karim, A. A. (2001). Ekonomi Islam : Suatu Kajian Kontemporer. Gema Insani Press.
Khatimah, H. &. (2020). Pemberdayaan dan Peningkatan Kemandirian Mustahiq Menjadi Muzakki. Laa Maysir, 7(2), 140–155. https://doi.org/https://doi.org/10.24252/lamaisyir.v7i2.13303.
Khatimah, H. &. (2020). Optimalisasi Zakat Melalui Pemberdayaan Muzakki. Rayah Al-Islam, 4(2), 244–256. https://doi.org/10.37274/rais.v4i02.90.
Khatimah, H. &. (2021). Pemberdayaan Mustahiq BAZNAS Kabupaten Sukabumi Melalui Program Bangkit Usaha Mikro Berbasis Masjid Desa Peradaban Zakat (BUMI DPZ). Jurnal Ilmiah Ekonomi Islam, 7(1), 23–33. https://doi.org/10.29040/jiei.v7i1.1594.
Khatimah, H. &. (2022). Pemberdayaan Koperasi Syariah Komunitas Usaha Mikro Muamalat Berbasis Masjid. Asy Syar’iyyah: Jurnal Ilmu Syari’ah Dan Perbankan Islam, 7(2), 271–294. https://doi.org/https://doi.org/10.32923/asy.v7i2.2692.
Khatimah, H. &. (2023). Program Pemberdayaan Desa Peradaban Zakat BAZNAS Kabupaten Sukabumi Melalui Pembinaan Mitra Domba Garut. Jurnal Ekonomi Syariah, 8(2), 137–151. https://doi.org/https://doi.org/10.30736/jes.v8i2.
Majah, A. A. ((n.d.)). Sunan Ibn Majah, Juz. II. Dar Al-Fiqru.
Miles, M. B. (2014). Qualitative Data Analysis, A Methods Sourcebook, Edition 3. Sage Publication.
Mufti, A. (2016). Kewirusahaan Ditinjau Dari Persfektif Islam. Rasail, 8(1, 55–71.
Musfialdy, &. S. (2016). Peranan Nilai-Nilai Islam Dalam Meningkatkan Kewirausahaan Dan Kinerja Usaha Mikro (Studi di Kota Pekanbaru Provinsi Riau). Kutubkhanah: Jurnal Penelitian Sosial Keagamaan, 19(1), 80–93.
Nafiah, L. (2015). Pengaruh Pendayagunaan Zakat Produktif Terhadap Kesejahteraan Mustahiq Pada Program Ternak Bergulir Baznas Kabupaten Gresik. El-Qist: Journal of Islamic Economics and Business (JIEB), 5(1), 929–942. https://doi.org/10.15642/elqist.2015.5.1.929-942.
Nugrahani, I. R. (2019). Peran Zakat Produktif dalam Pemberdayaan Ekonomi Mustahiq ( Studi Kasus Lembaga Amil Zakat Dompet Dhuafa Republika Yogyakarta 2017). Jurnal Ekonomi Syariah Indonesia, IX(1), 30–41.
Nurdin, R. (2022). Zakat Produktif Untuk Pemberdayaan Mustahiq. Ar-Raniry Press.
Prahest, D. D. (2018). Pemberdayaan Usaha Kecil dan Mikro melalui Ilmu Dakwah. Ilmu Dakwah: Academic Journal for Homiletic Studies, 12(1), 141–160. https://doi.org/10.15575/idajhs.v12i.190.
Prasetyani, D. (2020). Kewirausahaan Islami (K. Saddhono (ed.); Cetakan I). CV. Djiwa Amarta Press.
Putra, R. S. (2018). Pemberdayaan Usaha Ekonomi Produktif Dan Kewirausahaan Kepada Pemuda Dan Remaja Di Pondok Pesantrenal-Jihad Surabaya. Community Development Journal, 2(1), Https://Journal2.Unusa.Ac.Id/Index.Php/Cdj/Article/View/362.
Qal’aji, M. R. (1985). Ma’jam Lughat al-Fiqaha. Dar al-Nafs.
Qardhawi, Y. (2011). Hukum Zakat. Pustaka Litera Antar Nusa.
Rahmawati, E. &. (2017). Peran Pendamping dalam Pemberdayaan Masyarakat Miskin melalui Program Keluarga Harapan. Journal of Nonformal Education and Community Empowerment, 1(2), 161–169. https://doi.org/10.15294/pls.v1i2.16271.
Rasyid, I. (1988). Bidayah al-Mujtahid wa Nihaya al-Muqtashid, Vol. II. Dar al-Qalam.
RI, K. (2019). Al-Qur’an dan Terjemahannya Edisi Penyempurnaan 2019 (1st ed.). Lajnah Pentashihan Mushaf Al-Qur’an.
Saeful, A. (2019). Konsep Zakat Produktif Berbasis Masjid. Syar’ie, 2(2), 1–17. https://stai-binamadani.e-journal.id/Syarie/article/view/93.
Utama, A. &. (2014). Model Pemberdayaan Perempuan Miskin Melalui Pelatihan Kewirausahaan Berbasis Potensi Lokal. Jurnal Penelitian Humaniora, 19(2), 154–167.
Wasik, A. (2020). MENELAAH KEMBALI PRINSIP ZAKAT PRODUKTIF (Upaya Mengubah Masyarakat Konsumtif Menuju Masyarakat Produktif). Al-Hukmi : Jurnal Hukum Ekonomi Syariah Dan Keluarga Islam, 1(2), 159–176. https://doi.org/10.35316/alhukmi.v1i2.1179.
Widiastuti, T. &. (2015). Model Pendayagunaan Zakat Produktif Oleh Lembaga Zakat. Jebis, 1(1), 89–102.
Widiastuti, T. A. (2021). A mediating effect of business growth on zakat empowerment program and mustahiq’s welfare. Cogent Business and Management, 8(1), 1–18. https://doi.org/10.1080/23311975.2021.1882039.
Zuhaili, W. (2011). Fiqih Islam Wa Adillatuhu (3rd ed.). Gema Insani.
Al-Ghazali, A. H. ( (n.d.)). Ihya Ulum al-Diin, Jilid I. Dar Al-Fiqr.
Al-Jurjani, A. a.-H. ( (n.d.)). al Ta’rifat. Dar al-Kutub al-Ilmiyah.
Al-Mushlih, A. &.-S. (2004). Fikih Ekonomi Keuangan Islam. Darul Haq.
Al-Qardhawi, Y. (1991). Fiqh al-Zakat Cet. XX. Muassasah Ar Risalah.
An-Najah, A. Z. (2013). Hukum Zakat Produktif. Https://Www.Ahmadzain.Com. https://www.ahmadzain.com/read/ilmu/430/hukum-zakat-produktif/.
Antonio, S. (2001). Bank Syari’ah: Dari Teori ke Praktek. Gema Insani Press.
Bahri. (2018). Kewirausahaan Islam: Penerapan Konsep Berwirausaha dan Bertransaksi Syariah dengan Metode Dimensi Vertikal (Hablumminallah) dan Dimensi Horizontal (Hablumminannas). Maro: Jurnal Ekonomi Syariah Dan Bisnis, 1(2), 67–86. http://jurnal.unma.ac.id/index.php/Mr/index.
BAZNAS. (2023). Profil BAZNAS. Retrieved July 22. https://www.baznas.go.id.
Daulay, J. R. (2022). Zakat Produktif (Tinjauan Hukum Islam dalam Karya Prof. DR. Yusuf Al-Qardawi). Al-Mashlahah: Jurnal Hukum Islam Dan Pranata Sosial Islam, 10(2), 1001–1016. https://doi.org/10.30868/am.v10i02.3184.
Dewi. (2017). Untuk Pemberdayaan Kesejahteraan Mustahiq ( Studi Kasus Pada Lazis Nu Kabupaten Banyumas ). Jpa, 18(2), 257–289.
Emzaed, A. M. (2020). The A Politics of Recognition: The Legislation of Zakat Law in a Transition of New Order and Reform Era. Ulumuna, 24(2), 320–347. https://doi.org/10.20414/ujis.v24i2.404.
Fasiha. (2017). Zakat ProduktifAlternatif Sistem Pengendalian Kemiskinan. Penerbit Laskar Perubahan. In M. R. Abdullah (Ed.), Laskar Perubahan (1st ed., Vol. 1), https://doi.org/10.30957/ekosiana.v4i02.37.
Fauzia, I. Y. (2019). Islamic Entrepreneurship Kewirausahaan Berbasis Pemberdayaan (I). Rajawali Pers.
Fitri, M. (2017). Pengelolaan Zakat Produktif sebagai Instrumen Peningkatan Kesejahteraan Umat. Economica: Jurnal Ekonomi Islam, 8(1), 149–173. https://doi.org/10.21580/economica.2017.8.1.1830.
Hafidhuddin, D. (2002). Zakat dalam Perekonomian Modern. Gema Insani.
Hakim, A. A.-H. ((n.d.)). Mabadi Awwaliyah. Sa’adiyah Putra.
Hamzah. (2015). Pemberdayaan Mustahiq, Zakat Menuju Kemandirian Usaha, Kasus di Kabupaten Bogor Jawa Barat. IPB Bogor.
Hamzah, H. (2017). Empowerment of Mustaḥiq Zakat Model Towards Business Independency. International Journal of Nusantara Islam, 5(1), 85–96. https://doi.org/10.15575/ijni.v5i1.1546.
Ibrahim, P. &. (2014). Zakah as an Islamic Micro-Financing Mechanism to Productive Zakah Recipients. Asian Economic and Financial Review, 4(1), 117–125, 117–125. http://www.pakinsight.com/pdf-files/aefr.
Indonesia, T. P. (2018). Fikih Zakat Kontekstual Indonesia. Badan Amil Zakat Nasional.
Iqbal, M. N. (2022). Pendayagunaan Zakat Produktif Dalam Pemberdayaan Ekonomi Umat Menurut Yusuf Qardhawi. Landraad: Jurnal Hukum Keluarga Islam Dan Hukum Muamalah, 1(1), 22–42. https://jurnal.ishlahiyah.ac.id/index.php/jl/article/view/27.
Karim, A. (2004). Bank Islam, Analisis Fiqih dan Keuangan. PT Raja Grafindo Persada.
Karim, A. A. (2001). Ekonomi Islam : Suatu Kajian Kontemporer. Gema Insani Press.
Khatimah, H. &. (2020). Pemberdayaan dan Peningkatan Kemandirian Mustahiq Menjadi Muzakki. Laa Maysir, 7(2), 140–155. https://doi.org/https://doi.org/10.24252/lamaisyir.v7i2.13303.
Khatimah, H. &. (2020). Optimalisasi Zakat Melalui Pemberdayaan Muzakki. Rayah Al-Islam, 4(2), 244–256. https://doi.org/10.37274/rais.v4i02.90.
Khatimah, H. &. (2021). Pemberdayaan Mustahiq BAZNAS Kabupaten Sukabumi Melalui Program Bangkit Usaha Mikro Berbasis Masjid Desa Peradaban Zakat (BUMI DPZ). Jurnal Ilmiah Ekonomi Islam, 7(1), 23–33. https://doi.org/10.29040/jiei.v7i1.1594.
Khatimah, H. &. (2022). Pemberdayaan Koperasi Syariah Komunitas Usaha Mikro Muamalat Berbasis Masjid. Asy Syar’iyyah: Jurnal Ilmu Syari’ah Dan Perbankan Islam, 7(2), 271–294. https://doi.org/https://doi.org/10.32923/asy.v7i2.2692.
Khatimah, H. &. (2023). Program Pemberdayaan Desa Peradaban Zakat BAZNAS Kabupaten Sukabumi Melalui Pembinaan Mitra Domba Garut. Jurnal Ekonomi Syariah, 8(2), 137–151. https://doi.org/https://doi.org/10.30736/jes.v8i2.
Majah, A. A. ((n.d.)). Sunan Ibn Majah, Juz. II. Dar Al-Fiqru.
Miles, M. B. (2014). Qualitative Data Analysis, A Methods Sourcebook, Edition 3. Sage Publication.
Mufti, A. (2016). Kewirusahaan Ditinjau Dari Persfektif Islam. Rasail, 8(1, 55–71.
Musfialdy, &. S. (2016). Peranan Nilai-Nilai Islam Dalam Meningkatkan Kewirausahaan Dan Kinerja Usaha Mikro (Studi di Kota Pekanbaru Provinsi Riau). Kutubkhanah: Jurnal Penelitian Sosial Keagamaan, 19(1), 80–93.
Nafiah, L. (2015). Pengaruh Pendayagunaan Zakat Produktif Terhadap Kesejahteraan Mustahiq Pada Program Ternak Bergulir Baznas Kabupaten Gresik. El-Qist: Journal of Islamic Economics and Business (JIEB), 5(1), 929–942. https://doi.org/10.15642/elqist.2015.5.1.929-942.
Nugrahani, I. R. (2019). Peran Zakat Produktif dalam Pemberdayaan Ekonomi Mustahiq ( Studi Kasus Lembaga Amil Zakat Dompet Dhuafa Republika Yogyakarta 2017). Jurnal Ekonomi Syariah Indonesia, IX(1), 30–41.
Nurdin, R. (2022). Zakat Produktif Untuk Pemberdayaan Mustahiq. Ar-Raniry Press.
Prahest, D. D. (2018). Pemberdayaan Usaha Kecil dan Mikro melalui Ilmu Dakwah. Ilmu Dakwah: Academic Journal for Homiletic Studies, 12(1), 141–160. https://doi.org/10.15575/idajhs.v12i.190.
Prasetyani, D. (2020). Kewirausahaan Islami (K. Saddhono (ed.); Cetakan I). CV. Djiwa Amarta Press.
Putra, R. S. (2018). Pemberdayaan Usaha Ekonomi Produktif Dan Kewirausahaan Kepada Pemuda Dan Remaja Di Pondok Pesantrenal-Jihad Surabaya. Community Development Journal, 2(1), Https://Journal2.Unusa.Ac.Id/Index.Php/Cdj/Article/View/362.
Qal’aji, M. R. (1985). Ma’jam Lughat al-Fiqaha. Dar al-Nafs.
Qardhawi, Y. (2011). Hukum Zakat. Pustaka Litera Antar Nusa.
Rahmawati, E. &. (2017). Peran Pendamping dalam Pemberdayaan Masyarakat Miskin melalui Program Keluarga Harapan. Journal of Nonformal Education and Community Empowerment, 1(2), 161–169. https://doi.org/10.15294/pls.v1i2.16271.
Rasyid, I. (1988). Bidayah al-Mujtahid wa Nihaya al-Muqtashid, Vol. II. Dar al-Qalam.
RI, K. (2019). Al-Qur’an dan Terjemahannya Edisi Penyempurnaan 2019 (1st ed.). Lajnah Pentashihan Mushaf Al-Qur’an.
Saeful, A. (2019). Konsep Zakat Produktif Berbasis Masjid. Syar’ie, 2(2), 1–17. https://stai-binamadani.e-journal.id/Syarie/article/view/93.
Utama, A. &. (2014). Model Pemberdayaan Perempuan Miskin Melalui Pelatihan Kewirausahaan Berbasis Potensi Lokal. Jurnal Penelitian Humaniora, 19(2), 154–167.
Wasik, A. (2020). MENELAAH KEMBALI PRINSIP ZAKAT PRODUKTIF (Upaya Mengubah Masyarakat Konsumtif Menuju Masyarakat Produktif). Al-Hukmi : Jurnal Hukum Ekonomi Syariah Dan Keluarga Islam, 1(2), 159–176. https://doi.org/10.35316/alhukmi.v1i2.1179.
Widiastuti, T. &. (2015). Model Pendayagunaan Zakat Produktif Oleh Lembaga Zakat. Jebis, 1(1), 89–102.
Widiastuti, T. A. (2021). A mediating effect of business growth on zakat empowerment program and mustahiq’s welfare. Cogent Business and Management, 8(1), 1–18. https://doi.org/10.1080/23311975.2021.1882039.
Zuhaili, W. (2011). Fiqih Islam Wa Adillatuhu (3rd ed.). Gema Insani.