Tinjauan Yuridis Pelaksanaan Eksekusi Lelang pada Perjanjian Kredit Macet dengan Hak Tanggungan

##plugins.themes.academic_pro.article.sidebar##

Published May 1, 2023
https://doi.org/10.37680/almanhaj.v5i1.2493
Download
PDF
Statistic
Vol 5 No 1 (2023): Hukum dan Pranata Sosial Islam

##plugins.themes.academic_pro.article.main##

Masitoh Miftahul Jannah
Universitas Diponegoro
Siti Malikhatun Badriyah

Abstract

Mortgage rights are born because of the underlying agreement, namely a credit agreement. The existence of a credit agreement results in the debtor being obliged to carry out his performance in the form of debt repayment to the creditor. If the debtor defaults, a legal action is taken in the form of execution, which is generally carried out by auction on Mortgage Rights. This type of research is normative which is descriptive.  The data sources used are primary data and secondary data. With literature study data collection techniques. And using qualitative data analysis methods. With the existence of executorial power in the credit agreement, the creditor as the holder of the Mortgage Rights can take action to execute the auction of the land rights charged with the Mortgage Rights. Auction with Mortgage Rights is a class of execution auction, because it is based on a credit agreement. The implementation of the execution auction of Mortgage Rights must be carried out in accordance with the procedures of existing laws and regulations, so that there is a legal certainty, both for debtors, creditors, and auction winners.

##plugins.themes.academic_pro.article.details##

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Copyright:

An author who publishes in Al-Manhaj agrees to the following terms:
  • Author retains the copyright and grants the journal the right of first publication of the work simultaneously licensed under a Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
  • Author is able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book) with the acknowledgment of its initial publication in this journal.
  • Author is permitted and encouraged to post his/her work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of the published work (See The Effect of Open Access).

License:

  • Attribution — You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.

  • No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.

You are free to:

  • Share — copy and redistribute the material in any medium or format
  • Adapt — remix, transform, and build upon the material for any purpose, even commercially.

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite
Jannah, M., & Badriyah, S. (2023). Tinjauan Yuridis Pelaksanaan Eksekusi Lelang pada Perjanjian Kredit Macet dengan Hak Tanggungan. AL-MANHAJ: Jurnal Hukum Dan Pranata Sosial Islam, 5(1), 557-566. https://doi.org/10.37680/almanhaj.v5i1.2493

References

Amrin, A. (2022). Strategi Ekonomi Syariah dalam Mewujudkan Kemakmuran Umat di Indonesia pada Era Modern. Al-Ahkam Jurnal Ilmu Syari’ah dan Hukum, 7(1).
Amrin, A., Suciyani, S., & Nurrahmaniah, N. (2023). Reconstruction of Ali Yafie's Thinking in the Field of Social Fiqh in the Development of Islamic Law (Critical Review). AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam, 5(1), 187-200.
Badrulzaman, M. D. (1991). Perjanjian Kredit Bank. PT Citra Aditya Bakti.
Buana, E. A., & Raharjo, P. S. (2021). Perlindungan Hukum Terhadap Pemenang Lelang Hak Tanggungan Dalam Proses Peralihan Hak Atas Tanah Karena Lelang. Jurnal Komunikasi Hukum, 7, 509–518.
Fuady, M. (2002). Hukum Perkreditan Kontemporer. Citra Aditya Bakti.
Haprabu, S. (2017). Penjualan Lelang Barang Jaminan Hak Tanggungan Menurut Perspektif Hukum Islam. Jurnal Repertorium, IV, 55.
Jayanti, O., & Darmawan, A. (2018). Pelaksanaan Lelang Tanah Jaminan Yang Terikat Hak Tanggungan . Kanun Jurnal Ilmu Hukum, 20(3), 459.
Muljadi, K. (2008). Seri Hukum Harta Kekayaan, Hak Tanggungan. Kencana.
Murni, Y., Suharizal, & Benni, B. (n.d.). Perlindungan Hukum Pemenang Lelang Eksekusi Hak Tanggungan Pada Kantor Pelayanan Kekayaan Negara dan Lelang (KPKNL) Pekanbaru. Simbur Cahaya.
Ningsih, A. (2021). Kajian Yuridis Efektifitas Penyelesaian Kredit Macet Melalui Lelang Hak Tanggungan. Arena Hukum, 14(3), 546–566. https://doi.org/10.21776/ub.arenahukum.2021.01403.7
N.P, R. (2018). Eksekusi Hak Tanggungan Karena Wanprestasi Terhadap Perjanjian Kredit Bank . Lex Et Societatis, VI(10), 14.
Poesoko, H. (2013). Dinamika Hukum Parate Executie Obyek Hak Tanggungan. Aswaja Pressindo.
Rizki Lestari, C. (2017). Penyelesaian Kredit Macet Bank Melalui Parate Eksekusi. Kanun Jurnal Ilmu Hukum, 19(1), 81–96. http://www.jurnal.unsyiah.ac.id/kanun
Salim, H. (2004). Perkembangan Hukum Jaminan Di Indonesia. PT RajaGrafindo Persada.
Santoso, U. (2014). Pendaftaran dan Peralihan Hak Atas Tanah. Kencana.
Sjahdeini, R. S. (1999). Hak Tanggungan, Asas-Asas, Ketentuan-Ketentuan Pokok dan Masalah Yang Dihadapi Oleh Perbankan. Alumni.
Subekti. (2004). Hukum Perjanjian. Intermasa.
Sutarno. (2003). Aspek-Aspek Hukum Perkreditan Pada Bank. Alfabeta.
Usman, R. (2016). Hukum Lelang. Sinar Grafika.